Divorce in Manhattan

What Are the Divorce Requirements in New York?

What Are the Divorce Requirements in New YorkIf you have been contemplating divorce in New York, you are probably wondering what the requirements are. Every state has different laws and requirements for filing for divorce. Below, we will share what the divorce requirements are in New York.

 

New York Residency Requirements Must Be Met

 

In order to qualify for residency requirements in NY, you and your spouse must meet the below requirements:

 

  • Have lived in New York for at least 2 years prior to filing for divorce
  • Have lived in New York for 1 year, and you got married in NY and lived as a couple in New York. Furthermore, the cause of your divorce must have happened in New York
  • You both currently live in New York and the reason for your divorce occurred in New York

 

What Are Your Grounds for Divorce?

 

The grounds for divorce can be categorized into 2 categories:

 

  1.  No-Fault Divorce: in a no-fault divorce, you do not have the burden to prove that your spouse did anything wrong.  You just have to be able to show that your marriage has been “irretrievably broken” for at least 6 months.

 

One of the advantages of choosing a no-fault divorce in New York is that is less adversarial and not as complicated.

 

  1. Fault-Based Divorce: in a New York fault-based divorce, you will have to prove one of the following reasons:
  • You were abandoned for at least 1 year
  • Did you experience physical or emotional abuse (cruel or inhuman treatment) that created an unsafe environment for you
  • Cheating in the marriage (adultery)
  • Was your spouse in prison or jail for 3 or more years
  • Were you living apart for at least 1 year being legally separated or ordered to live apart by the court

 

A New York Divorce Lawyer Can Help You Sort Through Custody and Division of Assets

 

Depending on if there are children and assets involved in your divorce, that can complicate matters.  A New York divorce lawyer or divorce mediation attorney can help you come to an agreement on difficult divorce matters.

 

How is Property Divided in a Divorce in New York?

 

New York state abides by the “equitable distribution” rule.  Equitable distribution does not necessarily means a 50/50 split.    The court will consider factors such as both spouse’s income, how long they were married, and what each person contributed to the household.

 

What Do NY Courts Prioritize When it Comes to Child Custody?

 

The courts will always put the best interest of the child or children first.  The court will want to know how involved each parent will be in the child’s life and how the parents plan on providing a stable home environment for the child.

 

How do you know how much child and/or spousal support you will receive?

 

If you have been married for a while and there is a large income disparity, then there will likely be some amount of spousal support for a particular duration, typically depending upon the length of the marriage.  The courts will apply a formula to determine how much spousal support will be awarded and then arguments can be presented to dispute or challenge how much the support is and for how long it is to be paid.

 

If there are children under the age of 21, then child support will need to be calculated and determined, which is also upon application of a formula.  In addition to  basic child support there may be add-ons such as child care or private school or camp expenses to share with the other parent.

 

How Can You Determine Which Option is Better for You?

 

If you are looking for a quicker divorce that is less complicated, you may want to consider an uncontested divorce.  An uncontested divorce is a good option if you are opting for a less expensive and quicker divorce.

 

However, if you have lots of assets or complicated issues that cannot be resolved easily, you may need to have a contested divorce.

 

A contested divorce may take a lot longer to finalize and be more adversarial.  However, if you are not able to come to an agreement on matters such as custody and division of assets with your spouse, you may have to take this route.

 

Do You Have Questions About the Divorce Process or Requirements in New York?

 

Contact Sabra Law Group today at (646) 472-7971 to schedule a confidential divorce consultation.

 

 

Top Benefits of Divorce Mediation Over Litigation in New York

Top Benefits of Divorce Mediation Over Litigation in New YorkDivorce can be a challenging and emotional experience, but how you handle it can make a big difference in the outcome for you and your family. In New York, many couples are turning to divorce mediation instead of going through traditional court litigation.  In this blog, we will discuss the top benefits of divorce mediation over litigation in New York.

 

What is Divorce Mediation?

 

Mediation is an alternative dispute resolution process where a neutral mediator helps couples reach agreements on important issues like property division, child custody, and support.

 

 

Divorce Mediation Comes With Significant Cost Savings

 

One of the most compelling reasons to choose mediation is the cost. Divorce litigation is notoriously expensive. Court fees, attorney fees, expert fees and the time involved can quickly add up, leaving both parties with a hefty financial burden. Mediation, on the other hand, is usually far less costly.

 

In mediation, you typically pay one mediator instead of hiring separate attorneys for courtroom battles. Sessions are also more focused and efficient, which helps keep costs down. This makes mediation an excellent choice for couples who want to save money and keep more of their assets for post-divorce life.

 

Faster Resolutions vs. Litigation

 

Litigation can drag on for months or even years, especially in New York’s busy court system. During this time, the stress and uncertainty can weigh heavily on both parties.

 

Mediation, however, is designed to be much quicker.

 

Because you’re working directly with a mediator to address specific issues, you can resolve your divorce at a pace that works for you.

 

Many couples complete mediation in just a few months, compared to the years that litigation might take. This faster timeline not only reduces stress but also helps both parties move forward with their lives sooner.

 

Mediation Provides Increased Privacy

 

In a traditional divorce case, court proceedings and documents are often part of the public record. This means that sensitive details about your finances, your parenting arrangements, and even your personal disagreements can become accessible to others. For many people, this lack of privacy is deeply uncomfortable.

 

Mediation offers a much more private solution. The discussions and agreements reached in mediation stay confidential. This allows you and your spouse to work through issues without worrying about airing your personal matters in public. Maintaining privacy can be especially important for couples with high-profile careers or those who simply value discretion.

 

It Allows for More Control Over the Outcome

 

In court, a judge makes the final decisions about your divorce. While judges aim to be fair, their rulings may not always align with what either party truly wants. Mediation, on the other hand, puts you and your spouse in control.

 

In mediation, you work collaboratively to reach agreements that suit your unique needs. You have the flexibility to find creative solutions that a court might not consider. This collaborative approach often leads to outcomes that feel more balanced and tailored to your specific situation.

 

Reduced Conflict

 

Divorce is rarely conflict-free, but mediation is designed to minimize tension. Instead of framing the process as a battle, mediation encourages open communication and cooperation. A New York divorce mediator’s role is to facilitate productive discussions and help you both stay focused on resolving issues.

 

This approach often reduces the hostility that can come with litigation. For parents, lower conflict is especially important, as it sets a healthier tone for co-parenting after the divorce is finalized.

 

The Children’s Interests Are the First Priority

 

When children are involved, their well-being should be a top priority. Mediation provides a platform to create parenting plans that prioritize the best interests of your children. Because the process is less adversarial, parents are often better able to work together to design arrangements that work for everyone.

 

By avoiding the courtroom drama, mediation also shields children from much of the stress and emotional fallout of a contentious divorce. This helps create a more stable environment for them during a time of change.

 

Greater Flexibility

 

Litigation follows a strict set of legal rules and timelines, which can feel rigid and overwhelming. Mediation is far more flexible. You can schedule sessions at times that work best for you and address issues in the order that makes the most sense for your situation.

 

This flexibility makes mediation especially appealing to busy professionals or couples with complicated schedules. It also allows for adjustments as circumstances evolve, ensuring that the process remains responsive to your needs.

 

Are You Wondering if Mediation Right for You?

 

While mediation offers many benefits, it’s not the right choice for every couple. For mediation to work, both parties need to be willing to participate in good faith and work toward mutual agreements. If there is a significant power imbalance or a history of abuse, traditional litigation may be a safer and more appropriate option.

 

However, for many couples, mediation is an effective, efficient, and less stressful way to handle divorce. By choosing mediation, you can save money, resolve issues more quickly, and protect your privacy—all while maintaining more control over the outcome.

 

Consult With Us to See Which Option is Better for You

 

If you’re considering divorce mediation in New York, Sabra Law Group is here to help. Contact Sabra Law Group today at (646) 472-7971 for a more amicable divorce.

 

 

How to Prepare for Divorce Mediation in New York City

How to Prepare for Divorce Mediation in New YorkDivorce mediation is a collaborative approach to divorce in which a neutral third-party aka mediator assists couples who are planning to divorce come to an agreement on divorce matters. They can help those that are divorcing come to agreements on difficult divorce topics such as child support and custody, division of assets, parenting plans and more. The more prepared you are for your first session of divorce mediation; the better the outcome may be. Learn how to prepare for divorce mediation in New York City with the tips below.

 

How Does Divorce Mediation Work in NYC?

 

In order to prepare for divorce mediation, it is helpful to have a good understanding of what it entails.  Divorce mediation is less adversarial than divorce litigation. The mediator will help facilitate divorce discussions in a private setting.  The mediator does not make the decisions on your behalf; instead, they focus on helping things move in the right direction by assisting with which matters need to be discussed in a divorce.

 

Prioritize What is Important to You

 

Divorce requires compromise so it is important to identify what is really important and what you are willing to forgo. Divorce requires division of assets, and you may not get 100% of what you want, therefore; make a list of your top priorities. When you are making a list of things to prioritize, make sure that you remember to evaluate each category: child support and visitation, spousal support, division of assets and debts.

 

Gather All Pertinent Documents and Account Statements

 

Make sure you request all financial statements from your bank and 401k, stock investments, etc. Also, have a copy of your tax returns, real estate appraisals, and records of all assets and liabilities.

 

Prepare Yourself Mentally and Emotionally

 

The divorce process can take a toll on your mental and emotional health.  It is important to have a support system to lean on when needed.  Do not try to handle it all alone.  Even if you don’t have close friends or family to lean on, you can seek the help of a therapist or counselor.

 

Communication is Key

 

Communication is the key to preparing for divorce.  This means communicating with your divorce lawyer, your soon to be ex-spouse and any other parties that may be involved in the divorce process.  Delaying getting information to your divorce attorney or prolonging coming to decisions with your soon to be ex will only complicate matters and delay the process.

 

Make a List of Questions to Ask Your New York Divorce Mediator

 

Part of being prepared is to make a list of all of your divorce-related questions.  It is best to write them down, so you don’t forget to ask something.  A divorce mediation session can go by very fast as there are lots of things to discuss.

 

Need Help With Your Divorce?

 

Consider divorce mediation to sort through the difficult issues of divorce. Contact Sabra Law Group today at (646) 472-7971 to schedule a mediation session. 

How Divorce Affects Children in New York

How Divorce Affects Children in New YorkAs New York parents battle out their divorce; oftentimes their kids get caught in the middle. Divorce can definitely take a toll on your children but there are ways to minimize the impact that it has on them. There are many ways that divorce an impact a child; but let’s explore a few of the most common ramifications of divorce on children.

 

Children May Experience a Roller Coaster of Emotions

 

The type of emotions may also vary depending upon the age of your children. Younger children may be confused because they don't understand what is really going on and they also may be unrealistically trying to get their parents back together.

 

When it comes to teenagers, they may resort to acting out or even feeling guilt and anger about the divorce. It is not uncommon for some children to feel responsible for the divorce even though they have nothing to do with it. 

 

This is why it's important for both parents to have a sit-down conversation with your children together and reassure them that they are loved and that they have nothing to do with the fact you are getting divorced.  Explain to them that the divorce is not going to change how much you both love them; and while there may be changes to living arrangements or day to day routines, you will do your best to keep them comfortable.

 

Are They Acting Out in School or Do They Seem Less Interested in School than Before?

 

For some children, divorce can also take a toll on their schooling; some children may start skipping class or even acting out towards other students or their teachers. Additionally, if your children are teenagers they may even try to engage in drugs or alcohol. This is why it's so important to have conversations with them throughout the divorce process. Remember to not get so wrapped up in your divorce that you don't know where your kids are or what they're doing. Yes, the divorce will be stressful and require a lot of your time, however, the more involved you can be in your children’s life, the better the transition will be for them.

 

Children May Become Depressed or Withdrawn During a Divorce in New York

 

Watch out for signs of depression in your children during divorce. If your children seem to be sad, withdrawn or stay in their room a lot this could be a sign that they are sad or depressed. If your child is exhibiting signs of being sad depressed or angry it is a good idea to seek professional help for your child.

 

Notify Your Children’s School to Contact You if Your Child Seems Off

 

It may also be beneficial to notify your school that you're going through a divorce and that if the teachers notice any difference in your children's behavior or if your child becomes troublesome that they should notify you. You can only fix a problem if you know there is one so it's better to be proactive instead of reactive.

 

Considering Divorce and Looking out for the Well Being of Your Children? 

 

If you are thinking of filing for divorce in New York or have already started the process reach out to Sabra Law Group for the legal support and guidance you need. Sabra Law Group provides both divorce mediation and divorce litigation services to NY couples with children who have decided to split.  A divorce can get complicated, and even more so, if children are involved.    Let the New York divorce mediation and litigation lawyers at Sabra Law Group assist you in your divorce matters, call (646) 472-7971.

 

 

 

How to Get Through Divorce with Emotional Grit

How to Get Through Divorce With Emotional GritBesides losing a loved one, divorce is one of the most difficult and emotional times one will go through. During a divorce, it is normal to experience a multitude of feelings. One day you may be feeling angry whereas the next day you may be feeling sad and depressed. And in the midst of it all, you may even see a glimmer of hope when you're having a good day. If you can learn how to utilize emotional grit during your divorce; it can help you build the resilience that you need to get through this difficult time. Think of emotional grit as the strength, courage, and wisdom that helps you navigate the toughest things that life throws your way, including divorce. Let’s explore how to get through divorce with emotional grit and come out ahead.

 

Don't Deny Your Feelings

 

If you're feeling sad, angry, hurt, or betrayed, understand that these are real emotions and you're not the only one who is going through these emotions. Other people in New York who have gone through divorce have also experienced these same feelings. What's more important is that you acknowledge your emotions and accept that this is a normal process of going through a divorce.

 

Build a Strong Support System to Lean on When Needed

 

Having a strong network of friends and family will ensure that when you do have a rough day dealing with your soon-to-be ex, you will have the support that you need to get through the toughest days. If you don't have a strong circle of friends and family that you can go to or maybe you're more of a private person, consider getting professional help. A licensed therapist, counselor, or divorce coach can help you feel supported during this difficult time. Also, if you have not already reached out to a New York divorce lawyer or mediator you may also consider seeking legal support from them.

 

Set Boundaries and Stick to Them

 

 

Many times, people think that setting boundaries means telling people what you don't want or what you will not tolerate and while that is true there's another scenario to consider as well. The other scenario is that simply stating your boundaries to your soon to be ex-spouse may not be enough. Boundaries are more impactful when you actually show the other person what you're willing to tolerate and not tolerate. So, in order to enforce boundaries, you must show them that you are serious about your limits and not just tell them.

 

Self-Care is a Must During This Time

 

Make sure that you are taking time to yourself every day and that you're also eating right, exercising, getting enough sleep, and doing things that make you happy.

 

Even if you have children to take care of and a full-time job it's imperative that you take some time to yourself every day. Even if it's taking half an hour to go for a walk or listen to your favorite audiobook, going for a jog or to the gym or a lecture or play.

 

Think of Divorce as a Learning Experience

 

Every negative thing that happens to you in life can be used as a learning experience to grow as a person. Using your struggles as a learning experience can definitely help you be more resilient and prepared to bounce back from anything that life sends your way.

 

Be Open to Change

 

If there's one thing that every divorce has in common is that nothing stays the same and change is inevitable in a divorce. Therefore, instead of fighting the change, embrace it with open arms as a positive thing in your life rather than a negative.  This may be easier said than done.

 

Don't Be Too Hard on Yourself

 

Just remember that you are human, and you can only do your best, and whatever happens after that is out of your control. Therefore, if you know that you've done your best then give yourself some grace.

 

Do You Need Legal Guidance During Your Divorce in New York?

 

Call Sabra Law Group at (646) 472-7971 to get the help that you need and take some of the pressure off by letting a New York divorce mediator communicate and negotiate the complex terms of your divorce.

What Are the Steps for Filing for Divorce in New York?

What are the steps for filing for divorce in New YorkDivorce can be an unexpected life event.  No one plans to get divorced and many times, one spouse may even be caught off guard by their spouse telling them that they want a divorce. Nor can one even imagine everything that goes into getting a divorce.  One of the most common questions that come up when considering divorce is, “What are the steps for filing for divorce in New York?” Below are some questions to consider and tips on how to prepare when filing for divorce in the Empire State.

 

Do You Meet New York’s Residency Requirements?

 

The state of New York has certain residency requirements that you must meet to file for divorce. You have to meet one of the below NY residency requirements:

 

  • Have you or your spouse been living in New York for 2 consecutive years or more?
  • Did you or your spouse live in New York for at least 1 year prior to filing for divorce, and were you married in New York, or lived in New York as a married couple, or the grounds for divorce occurred in NY?
  • Were both you and your spouse New York residents when the divorce was filed and the grounds for your divorce happened in NY?

What Were the Grounds for Divorce?

 

There are two types of divorces in New York.  One is called a “no-fault” divorce and it involves an irretrievable breakdown of the marriage for 6 months or more. This means that the marriage is not repairable and one spouse wishes to end it.

 

The second type of divorce in New York is called a “fault” divorce.  A fault divorce can be based on factors in the marriage such as infidelity, abandonment, physical and emotional abuse, or if one spouse was in jail or prison for three or more years.

 

If you have questions about what type of divorce would be appropriate based on your unique circumstances, contact Sabra Law Group at (646) 472-7971.

 

Do You Have All of Your Financial Documents Ready?

 

An important part of filing for divorce is making sure that you have gathered all of your financial documents.  Financial documents may include items such as tax returns, bank statements, 401K, and other retirement accounts, pay stubs, investment accounts, credit card statements, loan accounts, and any debts.

 

Financial documents are essential for determining how assets will be divided as well as spousal support and child support payments. Your New York divorce attorney will also need these documents to help you with your divorce process.

 

 

Have You Considered What You May Want to Include in a Parenting Plan?

 

Have you discussed with your spouse to discuss matters such as custody arrangements, and how you plan on co-parenting?  Remember that the courts in New York will always put the best interest of the children above anything else, so it helps to find some common ground with your spouse.

 

Have You Filed a Summons with Notice or a Summons and Complaint With the County Clerk’s Office?

 

The summons should include what the grounds for divorce are, how many children you have together, proof of New York residency, and your preferences about custody and division of assets.  You may also include additional information on any other divorce issues that are important to document.

 

Have You Served Your Spouse?

 

Once you have filed the summons, you have to serve your spouse with the divorce papers within 120 days or less.  Usually, a third party is utilized to personally serve your spouse with the divorce papers.

 

Did Your Spouse Respond to Your Divorce Papers?

 

Once your spouse has responded to your divorce papers, you will have to start the negotiation process and come to an agreement on divorce matters such as custody and division of assets. If you wish to agree without having to hash it out in court, you may want to consider divorce mediation.  Divorce mediation is a more cost-effective and less adversarial option for divorcing as it calls for open communication and compromise to come to resolutions on the various aspects of divorce such as custody, division of assets, and co-parenting.

 

Need Help for Filing for Divorce in New York?

 

Contact Sabra Law Group today at (646) 472-7971 if you need assistance with filing for divorce in New York and help with negotiating the terms of your divorce.

 

 

 

 

 

10 Questions to Ask Yourself Before Considering Divorce in New York

10 Questions to Ask Yourself Before Considering Divorce in New York Contemplating divorce should never be taken lightly.  Deciding to divorce should be well-thought out and it is important to have the right conversations.  By conversations, this means conversations with yourself and your spouse. Below are 10 Questions to Ask Yourself Before Considering Divorce in New York.

 

Have You Communicated Your Feelings to Your Spouse?

 

The first question you should ask yourself is have you taken the time to open and honestly communicate with your spouse about your unhappiness in the marriage?  Have you told them that you are unhappy and considering divorce?  By openly communicating with your spouse, it allows them to potentially fix what may be broken in the marriage.  One of the reasons marriages fail in New York is also because of lack of communication.

 

Have You Tried Marriage Counseling? 

 

Many New York couples have been able to salvage their marriage because of marriage counseling.  If you and your spouse have not entirely given up on your marriage, it may make sense to try seeking the assistance of a therapist or marriage counselor.

 

Do You Have a Clear Understanding of Why You Want a Divorce?

 

You should have a clear understanding of the reasons why you are considering divorce.  If you are unable to come to a clear understanding, then you may need to do a bit more soul-searching before making such a huge decision.

 

Are You Financially Prepared for Divorce?

 

Divorce can be expensive in New York; especially if it is more complex and requires litigation.  Divorce mediation is a more cost-effective option if you and your spouse are on speaking terms and willing to make decisions without having to go to court. You must also consider the living arrangements and expenses after divorce.

 

Are You Willing to Disrupt Your Children’s Lifestyle?

 

Getting a divorce may mean that your children may have to change schools or give up their friends or after-school activities that they enjoy.  You will have to assess how the divorce may impact your children and weigh your options of what is right for you and your family.

 

Are You Emotionally Prepared for Divorce?

 

Divorce can be emotionally taxing. Do you have a support system to rely on if needed?  Divorce is one of the most stressful life events you will have to go through in your life.

 

Are You Making a Spontaneous Decision to Divorce Because You Are Angry?

 

Ask yourself if you are claiming to divorce because you are angry at something that happened recently or are the problems in your marriage are more of a boiling pot that just tipped over?

 

Will You Have Regrets About Ending Your Marriage?

 

Be prepared to ask yourself if you will have regrets afterwards.  Because if you are really ending your marriage to do what is best for you; you should not have any regrets.

 

Are You Prepared to Make Such a Drastic Change In Your Life Right Now?

 

And maybe divorce is the answer, but you must also ask yourself about “timing.” Is it the right time for you to divorce now or would you be in a better place 6-12 months from now?  A divorce is something that requires planning and careful consideration of the next steps.  There are so many factors to consider such as who will live where?

 

Are You Able to Handle Being a Single Parent?

 

What plan do you have to take care of your children?  What about having to go back to the workforce to make a living; would you be comfortable putting your children in daycare or with a babysitter?  Being a single parent means being able to juggle everything on your own and also be able to financially support yourself and your children.

 

 

Divorcing? Need Help Sorting Through Child Support and Divorce Matters in New York?

 

Are you considering divorce in New York? Call Sabra Law Group to discuss your options in case you do decide that you want to get divorced.  Reach out to us at (646) 472-7971.

 

 

 

 

 

 

 

 

 

How to Date After a Divorce in New York

How to Date After a Divorce In New YorkAfter years of being married, venturing out into the dating scene can be scary, especially in a big city like New York.  This does not mean that you should not get back out there, but more so, have a game plan on dating in New York. Learn how to date after a divorce in New York.

 

Build Up Your Confidence Level

 

Coming out of a bad marriage can take a toll on your mental health and confidence level.  So, step one before you do anything else is to work on your confidence level. There are many different ways you can build up your confidence level.  One way is to practice affirmations.  Look in the mirror every morning and say some positive affirmations about what you or others love about you.  Another way to build your confidence is to learn a new skill or activity; whether you have been wanting to take salsa lessons or a cooking class, get out there and explore new activities. Try a new hairstyle or hair color and treat yourself to a nice dinner or a favorite excursion.

 

Get Out and Socialize

 

One of the great things about living in a big city like New York is that there is never a lack of things to do or events to go to.  Consider some social or charity events, or even volunteering for your favorite charity.  You can also look into Meetup groups on Meetup.com or start your own group.  You may also be able to find groups on there for recently divorced people. Eventbrite also lists local events in your area.

 

Be Sensitive to Your Children’s Feelings

 

Depending on the age range of your children, you may need to have a conversation with them about your intention to start dating.  You may also consider not introducing them to anyone that you are not serious with because kids are very sensitive to meeting strangers after a divorce.

 

Don’t Expect to Get it All Right

 

If dating seems awkward at first, give yourself some grace that you have been out of the dating scene for so many years.  Also, don’t have any expectations in the beginning.  Get out there and enjoy meeting new people and making new friends. Also, if you feel like you are not ready to date…there is no reason to rush it or “date” just because you think you should be. There is no right or wrong time to start dating and everyone has to do what is best for them.

 

Currently Separated or Going Through a Divorce?

 

If you need legal assistance with your divorce, contact Sabra Law Group today to schedule a confidential consultation at (646) 472-7971.  

 

 

 

 

How to Protect Your Credit Score During a Divorce in New York

Divorce can be challenging enough with all the matters that have to be dealt with, but you also must consider the ramifications of divorce on your credit score. A New York divorce is stressful enough, but you also must come up with a game plan to tackle the division of debts and joint credit cards and credit obligations. It is important to remember that as you are separating lives; having a healthy credit score will be necessary to start over on your own.

Protect your credit score during a divorce in New York

Joint Accounts Can Have an Impact on Your Credit Score

 

It's not the actual marital status (getting divorced) that impacts your credit score but rather it's the joint accounts that you may have with your soon-to-be ex-spouse. As couples are going through the divorce process it's easy to overlook a monthly payment.  

 

Late payments can have a negative impact on your credit score, and you might be dinged by a couple of points. A couple of points may not sound like a lot; however, it can be the difference between having good credit or fair credit.

 

Understand the Impact of Closing Joint Credit Cards

 

Another factor to consider is closing joint credit cards. When you close a credit card it can impact your credit utilization ratio. What this means is that your total amount of available credit decreases when you close a particular account.

 

Another factor to consider is that your ex-spouse may remove you as an authorized user from their credit card. The negative impact this can have is that your credit usage may be impacted and your credit score may drop as a result of not being able to use your spouse's credit card.

 

Some Important Considerations to Protect Yourself During a Divorce

 

Be Proactive and Consider Freezing Your Credit Report

 

Freeze your credit reports during a divorce just in case your ex-spouse wants to open accounts in your name or is attempting to open up additional joint accounts prior to the divorce.

 

Have Those Essential Conversations About Existing Debt with Your Spouse

 

If you can work with your spouse to divide up any existing accounts that you have together, it would be worth it to sit down and have a conversation about how you are going to divide those accounts up and when the best time is to handle that.

 

It's also important to discuss who's going to pay for the remaining debts on credit cards or how the payments will be split up.

 

If you cannot come to a resolution on sorting out who will pay for which debts seek the assistance of a New York divorce mediation lawyer who can help you come to an amicable resolution. Call Sabra Law Group to schedule a call at (646) 472-7971.

 

Invest in Monthly Credit Monitoring

 

It's also a good idea to sign up for a monthly credit monitoring plan so you can monitor your credit report that's why you will get notified if your credit score increases or decreases you will also be able to monitor any inaccuracies and report them so that they do not negatively impact your overall credit score.

 

Need Assistance in Sorting Through Important Divorce Matters in New York?

 

Contact Sabra Law Group at (646) 472-7971 to speak to a New York divorce mediation lawyer.  Our firm can help you sort through the challenging issues of divorce so you can focus on what matters the most.

 

 

Should You Post on Social Media During a Divorce in New York?

Should You Post on Social Media During DivorceIf you're going through a divorce or planning to file for a divorce in New York you're probably wondering if it's a good idea to post on social media or not? There are both pros and cons of posting on social media during a divorce; however, if you can proceed with caution, you may be able to manage your social media account strategically during this time.

 

Whatever You Post on Social Media is Public and May Come Back to Haunt You Later

 

One of the most important things to keep in mind about posting on social media during divorce is that whatever you post is public information and it may be used against you in court. If you do decide to post on social media, make sure that you are not making any negative comments about your soon-to-be ex-husband.  Also, refrain from sharing anything related to your kids or parenting.

 

Be Prepared for Unwanted Advice and Judgment if You Do Share Your Divorce Publicly On Social Media

 

In case you decide to make your divorce public on social media; be prepared that people may also make their own judgments and give unwanted advice in the comment section. If your goal is only to put it out there to announce it so that you don't have to reach out to everyone individually then deactivate the comments section.

 

Ask Yourself if Sharing Your Divorce Publicly on Social Media Will Help You Heal or Prevent You from Healing

 

Remember that the more you talk about divorce publicly it can also prevent you from healing during the divorce process.  However, for some people, it can be therapeutic to get it out of their system. There are no set rules when it comes to this; so ultimately you have to do what you are comfortable with and what aligns with your personal values.

 

Be Careful Not to Share Any Personal Details of Your Divorce Online

 

Whenever you want to post on social media make sure that you think before you post; just as the saying goes “Think before you speak.” Another important aspect to remember is to keep personal matters personal and not share any personal information online. You can also check your social media platform privacy settings to make sure that you are only sharing your posts with the audience that you choose to; for example, Instagram has a feature where you can share your content with close friends in the stories section.

 

Would You Want to Rely on Your Friends and Family for Support?

 

You may also find it comforting to seek the support of your family and friends in real life versus friends or acquaintances on social media.

 

Always Put the Best Interest of Your Children First

 

If your children are old enough to be on social media, you may want to consider their feelings when it comes to making the divorce “public on social media.” Divorce can be especially challenging for children, so it is imperative to consider their feelings and show them that they matter.

 

Getting Divorced in New York City?

 

Contact Sabra Law Group for a divorce consultation at (646) 472-7971.  Whether you are planning on mediating or litigating your divorce, Sabra Law Group has years of experience handling simple to complex divorce matters.